Commentary

Use this calm period to strengthen communications around diversification, highlight the value of staying invested and remind participants why their measured approach works.

Adaptability quotient can be developed over time, but it is more than just a standalone skill; it's a culture.

HR teams are a critical element to empowering individuals and families to make the most of their employer-sponsored benefits, while supporting their financial health now, and in the future.

But employers aren't powerless. They have meaningful levers that shape how employees access cancer expertise, navigate decisions, and receive timely, evidence-based care.

When the IRS issued the 2025 Required Amendments List at the end of last year, however, it further delayed the amendment deadline for certain limited changes until after 2026.

For employers, clarity does not guarantee lower costs. But it does guarantee something just as important: the ability to see what is really happening, and to negotiate from a position grounded in reality.