Market Insights

Without a renewal, millions of Americans, especially those earning just above 400% of the federal poverty level, could lose access to affordable marketplace coverage.

Seventy-three percent of employers say health care costs are one of the top issues faced by employees that their benefits seek to address.

Total new annualized premium increased 16% year over year to $4.3 billion, and the number of policies sold rose 10%.

The integration of AI is becoming increasingly prevalent, enabling enhanced analytics, personalized recommendations and proactive support, such as early detection of burnout.

When asked about their top three priorities for the coming year, plan sponsors reported a near equal focus on financial wellness for participants (39%), followed closely by ensuring regulatory compliance (37%) and reducing costs (36%) in their plan.

For the first time in 22 years, work-life balance overtook pay as a top motivator.