Market Insights

Brokers and carriers looking to grow their blocks of business should consider broadening their target markets to take advantage of the significant potential at both ends of the voluntary/worksite industry.

The South leads among large and mid-sized metros, while smaller Western markets stand out for business density, talent and flexible work infrastructure.

This gap represents a growing risk for HR leaders who rely on self-attestation or course completion data to gauge workforce readiness.

Target date funds (TDFs) have cemented their position as a core investment option in 401(k) plans by offering age-appropriate asset allocation, diversification, and automatic rebalancing.

Member satisfaction with commercial health plans has remained unchanged over the past three years despite significant investments by plans in new digital tools and improved customer engagement.

Total savings in both investment vehicles reached record levels in the period -- 14.4% for 401(k)s and 12% for 403(b)s.