Research

80% of today's advisors said they were currently using AI at their firms, and of the 20% who aren't, nearly two-thirds said they had plans to integrate AI at their firms, according to new Betterment survey.

Job switchers often reset the savings rate lower on their 401(k) accounts without realizing it, according to new research from Vanguard.

Words are very powerful, says a new Invesco survey, which identifies some specific language that resonates with plan participants and can guide plan sponsors as they craft their messaging. For instance, "investment income" is preferred over "nest egg."

According to the Congressional Budget Office, the average 2034 per-user effect could be $650 in savings and $4,300 in costs for Medicare, but this could have a big effect on all employers health plans as well.

If advisors aren't speaking to defined contribution clients about retirement income solutions, someone else will be soon, recommends BlackRock's Carrie Schroen.

Employers need to provide access to professional resources that help employees develop a personalized financial plan and evolve that plan over time, according to a new Goldman Sachs report.