Defined Contribution

Managing the sequence and amounts of withdrawals from different types of accounts is crucial for retirees and their advisors.

How employers present information to participants impacts how they analyze it.

Sticky participant behavior means some public workers face savings shortfalls.

One area includes personalized advice and simplified menus, to help them make better decisions and build a bigger nest egg.

Their goals are similar to those of employers outside academe: improve employees' retirement readiness and financial wellness.

Employers are expanding benefits as the workforce becomes more diverse and experiences generational changes.