Defined Contribution

If Social Security can keep politics out investing and find way to absorb financial market shocks, maybe it could invest in equities.

Companies operating at a loss will be able to end or reduce non-elective contributions made to Safe Harbor 401(k) plans midyear.

Colleges and other high-ed institutions are reducing costs by increasingly using single plan providers.

Most companies, Fortune 100 companies included, have attempted to lower their retirement costs over the past decade. The most popular way has been to close pension plans to new hires and begin offering defined contribution plans instead.

Most workers check out the benefits package carefully before deciding to accept a position.

An increasing number of Americans have stopped blowing their retirement savings on fast cars, big TVs and swimming pools.