Investment Instruments

U.S. stocks fell Friday, pushing the Dow Jones Industrial Average toward the biggest weekly decline since May 2012, as a selloff in developing-nation currencies spurred concern global markets will become more volatile.

The big upside is that the employer and the employees split the investment risk between them so neither side shoulders all of it.

The best approach, said a study in the Journal of Financial Planning, is to start retirement with no more than 30 percent of savings in equities and gradually raise the percentage over the years.

Something remarkable is worth talking about. Worth noticing. Exceptional. New. Interesting. Its a Purple Cow. From Purple Cow: Transform Your Business by Being Remarkable by Seth Godin.

Large institutional investors, including pension funds, have their sights for 2014 set on alternative investments, such as real estate and real assets, according to a survey by BlackRock.

Despite their confidence - the survey found that although investors traditionally invest more aggressively as their optimism increases - 49 percent are currently investing more conservatively than they did five years ago.