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With a volatile stock market commonplace and retirement plan participants confused about investments, the role of advisor and investment committee is key. We keep advisors informed about ETFs, TDFs, REITS, HSAs, and more.
These personalized, age-based platforms incorporate interactive tools and behavioral nudges, such as alerting plan participants to make catch-up contributions at age 50, as they gently steer participants towards retirement goals.
Younger workers are notably behind other age groups, with only 17% having saved between $5,000 and $50,000 – and employers have a critical opportunity to address the retirement readiness gap, says a new study.
Only 7% of women believe they have sufficient savings to last their entire retirement, and "it's incumbent on us in the financial industry to do a better job of reaching women as early as possible," according to IRALOGIX.
The IRS announced Wednesday it will increase 401(k) contribution limits to $23,000 (from $22,500 in 2023), a smaller increase than last year's record-breaking amount of $2,000, while limits for employees over 50 remains unchanged.
Investors may want to consider replacing a portion of their core bond portfolio with a fixed-income annuity or qualified default investment alternatives, like target date funds, balanced funds and managed accounts, says Nuveen.
Employers can help employees improve their retirement readiness by encouraging them to engage with their 401(k) benefits, which might include access to retirement planning tools or meetings with financial advisors.
A new study from J.D. Power reveals the importance of customer satisfaction with the digital experience.
From savings and early withdrawal habits to financial strategies and backup plans, each generation of workers faces unique challenges.
Even though SSDI and SSI are both federal programs, where you live impacts your chances of approval because application reviews and appeals are handled at state or local levels.
Plan sponsors offer strategies for helping participants who have fallen behind on saving for retirement but warn there is a fine line between helping and intruding.
From Optavise
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Download ResourceFrom Optavise
Download this white paper to explore how voluntary benefits serve as crucial risk management tools for employers, mitigating the financial burden of workers’ compensation.
Download ResourceFrom Edelman Financial Engines
Edelman Financial Engines' new report features data and insights gained from 20 years of helping employees save for retirement through its industry-leading managed account program, exploring historical managed account member characteristics, noteworthy behavioral trends, and tendencies related to their investments.
Download ResourceFrom Health Care Administrators Association (HCAA)
Discover how self-funded health plans and Third Party Administrators (TPAs) can significantly improve healthcare cost management for companies. Explore the advantages that empower employers of all sizes to optimize benefits while effectively controlling expenses.
Download ResourceFrom Redirect Health
Navigating health insurance options for your small and medium-sized business (SMB) clients can be challenging. Download this white paper to help your SMB clients navigate legal requirements, plan types, and reach an informed decision.
Download ResourceFrom ArmadaCare
Degrading healthcare coverage to control benefit costs can have huge ripple effects and drive-up costs in other areas. This infographic looks at the many consequences that you and your clients need to know.
Download ResourceFrom Redirect Health
This guide provides brokers with essential insights and practical advice on implementing and managing self-funded plans to help employers save on healthcare costs while maintaining high-quality care for employees.
Download ResourceFrom New Benefits
It’s time to redefine employee benefits by shifting the focus from Return on Investment (ROI) to Return on Wellness (ROW). This guide outlines why prioritizing overall employee well-being results in a multitude of rewards, from increased productivity to reduced healthcare costs.
Download ResourceFrom Corebridge Financial
This guide outlines 5 effective strategies to engage government employees about their retirement plans through comprehensive education and outreach programs. Download now to start boosting participation, and improving financial wellness..
Download ResourceFrom InComm Benefits
Uncover the truth about HSA myths and recent trends with this survey results infographic based on the 2024 answers of 1500+ employees.
Download ResourceFrom Nonstop Administration and Insurance Services, Inc.
Discover innovative solutions to help your clients overcome cost barriers in health insurance.
Download ResourceFrom ArmadaCare
Unlock the secrets to becoming the go-to advisor for CEOs, CFOs, and HR leaders with our comprehensive Benefit Stakeholder Cheat Sheet. Discover key business goals, pain points, and conversation starters tailored to each stakeholder. Equip yourself with the tools to add value and stand out in a competitive market.
Download ResourceFrom LifeSecure Insurance Company
Demand for voluntary health benefits remains strong, but clients don’t want a complicated offering. Discover how to increase worksite sales while simplifying your client’s responsibilities with these actionable tips.
Download ResourceFrom Redirect Health
Learn how you can help your small and medium-business clients find comprehensive, sustainable healthcare that doesn’t have double-digit price hikes each year, while supporting your agency’s growth.
Download ResourceFrom ArmadaCare
Learn how Ultimate Health can be used as a powerful tool to open doors, stand out from the competition and solve clients’ top HR challenges related to coverage, retention, recruitment and compensation.
Download ResourceFrom Nonstop Administration and Insurance Services, Inc.
Prioritizing health equity can transform your sales strategy and secure long-term business success. This guide helps you lead thoughtful conversations by aligning with employers' values.
Download ResourceFrom Nonstop Administration and Insurance Services, Inc.
Discover how other brokers have transformed their approach to winning new business. Learn about a unique solution that combines first-dollar coverage with a Medical Expense Reimbursement Plan (MERP), that eliminates financial barriers to care and reduces claims, including ER claims. It's a win for enrollees, employers and HR departments.
Download ResourceFrom Nonstop Administration and Insurance Services, Inc.
Employee health equity is a key concern among your prospects, even if they don’t acknowledge it directly. This guide demonstrates how you can help your clients deliver more cost-effective and equitable benefits.
Download ResourceFrom Nonstop Administration and Insurance Services, Inc.
You can bet that many of your employer clients will be considering alternative funding models as they shop around for health plans this year. Download this short guide to learn about the difference between MERPs and HRAs, why they matter and how you can provide your clients with lower costs, more flexibility and greater satisfaction.
Download ResourceFrom ArmadaCare
Consultants: Are you bringing the latest in supplemental coverage to your clients? Take your supplemental health insurance knowledge to the next level with this quick reference guide.
Download ResourceFrom ArmadaCare
Navigating the complexities of executive medical reimbursement plans is crucial for businesses and their advisors. Explore this all-in-one checklist that covers everything you need to know to help your clients reap the business benefits of these plans.
Download ResourceFrom ArmadaCare
Did you recently put a high deductible health plan (HDHP) in place or increase the deductible on an existing plan for any of your clients? Download this infographic to prepare yourself for the realities of HDHPs with HSAs.
Download ResourceFrom ArmadaCare
It’s a new year--and already new benefit trends are emerging. That’s because the workforce is changing. Dive into this guide on 2024's key trends to watch and the impact they can have on benefits.
Download ResourceFrom Optavise
Download this white paper to explore how voluntary benefits serve as crucial risk management tools for employers, mitigating the financial burden of workers’ compensation.
Download ResourceAlready have an account? Sign In Now