Investment Instruments

Although more than 7 in 10 workers report thinking at least some about how they will withdraw money from their 401(k) in retirement, just 22% have thought about it "a lot."

Moreover, satisfying that workforce demand may affect employee performance and wellbeing, leading to measurable business impact.

According to the National Association of Plan Advisors, a Trump Account is subject to certain special rules inapplicable to other individual retirement arrangements under IRC Section 408.

The Strengthening Social Security Act would also increase widow and widower benefits.

Participation in retirement plans climbed to a record 86% among eligible employees.

"Retirement is meant to be enjoyed, but many find it difficult to give themselves permission to spend the savings they've worked so hard to build," said Terri Fiedler, the company's president of retirement services.