Investment Instruments

Baby boomers are retiring at roughly 10,000 per day, and their $30 trillion in retirement assets could be part of an $84 trillion intergenerational wealth transfer over the next two decades.

While few advisors counsel DC plans, they're making progress in converting enrollees into clients.

Participants who engage with financial guidance resources contribute 29% more on average and hold roughly twice the account balance of non-users.

U.S. workers, on average, increased their 401(k) balances by 13% in 2025, reaching an average of more than $113,000.

For retirement investors, the quiet start to 2026 suggests a mature, strategic approach to building their nest eggs.

Much of the U.S. financial services infrastructure is designed around shared resources or informal caregiving.