Investment Instruments

One in five U.S. adults believes they will never achieve financial independence.

Problems with communication and advice quality are top drivers of client turnover, Morningstar finds.

As seen during March's market decline, participants largely avoided sweeping changes despite heightened uncertainty. The April rebound shows that discipline carried forward as markets recovered.

If older clients start having children, or grandparents unexpectedly take on parenting duties, complications often arise.

Shiv Verma said states have approached the company about partnering on their own investment vehicles for newborns.

Target date funds (TDFs) have cemented their position as a core investment option in 401(k) plans by offering age-appropriate asset allocation, diversification, and automatic rebalancing.