Retirement Trends

Nearly half of all Americans who have retirement savings in a 401(k) or similar plan say they probably would not save for retirement otherwise.

When the IRS issued the 2025 Required Amendments List at the end of last year, however, it further delayed the amendment deadline for certain limited changes until after 2026.

The layoff notice follows several hundred job cuts announced in New Jersey and California in 2025.

Although small businesses employ more than 40 million people in the United States, their workers historically have been far less likely than those at larger firms to have access to retirement plans.

Stifel failed to remove two poorly performing funds from the plan, according to the complaint, which was filed on behalf of more than 10,000 participants.

Baby boomers are retiring at roughly 10,000 per day, and their $30 trillion in retirement assets could be part of an $84 trillion intergenerational wealth transfer over the next two decades.