The 1990s are calling they want their 401(k) plan back.

Its so simple and obvious, its amazing no one has ever thought of it before.

1980 was a magical year, and not just because of the US Hockey Teams unbelievable win in the Lake Placid Olympics. As explained by Mark Iwry, Senior Advisor for the Treasury Department, it was also the beginning of the 401(k), a beginning the IRS had no small hand in.

Well never know if St. Valentine wouldve loved 401(k)s, but we can be pretty sure hed have liked the idea of the company match.