Examining how 403(b) plans have transformed and what advisors need to know now.

For many 403(b) account holders, the plan sponsor and the employer are 2 different entities -- a distinction with huge repercussions.

When combining operations after a merger, assimilating the newly acquired employees requires coordination with payroll, HR and other components.

The IRS, EBSA and CMS are asking for ideas about how to keep old plans out from under ACA rules.