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We found that in all 10 states, the total annual cost of corporate subsidies, tax breaks and loopholes exceeds the total current annual pension costs for the main public pension plans administered by the states, a report stated.

Obamas call for the creation of retirement accounts to help U.S. workers has spurred a Connecticut coalition to once again urge lawmakers to help the 740,000 workers in the state not covered by an employer-sponsored plan.

The House Committee on Small Business in the fall held a hearing on the state of retirement savings for small employers, noting administrative complexity and costs could discourage many businesses from offering the benefit.

President Barack Obama opened this years congressional election season with a State of the Union message centered on economic inequalities, a theme harder to sustain in scattered House and Senate contests.

One in four U.S. families struggled to pay medical bills in 2012, and 1 in 10 said they had costs they couldnt pay at all, according to a government survey.

Some in a study were shown age-enhanced photos of themselves while others did not see such images. Those that looked at their old age squarely in the face put an average of 6.8 percent of their salary in their 401(k)s. Those that didnt deferred 5.2 percent.

Columbia Business School Professor Christopher Mayer says hes so convinced that reverse mortgages can be a cornerstone of responsible retirement planning that hes gone into the business.

Consumers are becoming more active in their own health care. But not about costs.