During his three decades in the industry, Don Goldmann has made his mark in a number of ways.

NAHU's new president, Don Goldmann recently told Benefits Selling about the association's plans for the coming year, his thoughts on outside forces affecting the insurance industry, and the ways he sees brokers and other insurance professionals reinventing themselves in order to adapt to the ever-changing benefits environment.

While 401(k) plans grew by only 3 percent, cash balance or hybrid plans are worth watching.

The Cadillac tax undermines the future of HSAs and other benefit accounts, and ultimately hurts those Americans who want and need to save for their health care expenses.