While many executives expect a "u-shaped" recovery, over 20 percent expect a "w-shaped" recovery, that is, with several ups and downs.

Losses due to unemployment, corporate cost-cutting and incentives to dip into retirement accounts may be hard to compensate for later.

News from One80 Intermediaries, NASE, PDR4, EverythingBenefits, Alight Solutions, NFP, The Center for Financial Planning, Brightway Insurance, ArmadaHealth.

A new report from Milliman estimates that nearly the entire country will see a decline in health expenditures.