Building on the growth and diversification of product offerings over the past ten years, the voluntary benefit industry is poised for expansion and increased adoption over the next decade, as talent attraction and retention continue to a top priority for employers.

While women now comprise the majority of the college-educated workforce, many working women still face challenges.

To reduce barriers to entry, many states are creating free or low-cost savings programs for small businesses to offer their employees.

According to the survey, income inequality is at its highest level in 50 years. But the American Dream is still a possibility, respondents say.