The service-as-a-differentiator message is often the go-to play when trying to close a new deal, but it's a total cop-out.

Recommendations on 401(k) rollovers brought into Reg BI fold.

While some brokers are apprehensive about exploring new health care options, brokers who embrace the movement before their competition can use it to their advantage.

Many Americans have had to choose between paying rent and paying for health care, and for some, it even affects their career choices.