The U.S. is challenging Anthems $48 billion takeover of Cigna, saying it will reduce competition in the national market for insurance plans sold to large companies and lead to higher prices.

Minorities and millennials are less likely to achieve a secure retirement because of a double whammy of low wages and working in lower-hour industries.

Nearly 50 percent of carrier respondents in a 2016 Eastbridge survey indicated that hospital indemnity (HI) will be a growth product for their companies in the next one to two years, more than double the number from the same survey in 2014.