A decade ago, the 2006 Pension Protection Act recognized the important behavioral finance concept of the nudgethe reframing of the decision-making process to subtly push the decision maker toward the optimal decision. We see this in the shift from opting-in to opting-out in modern 401(k) plan design. No longer limited...

Self-insurance for medical benefits is sometimes seen as a step into the unknown. After all, companies are taking on more risk, and the potential for catastrophic medical costs can intimidate some business owners. But many experts say that the potential cost savings outweigh the risk. And with each passing year,...

In recent years, experimentation with single-payer and universal health care systems has largely taken place in the nation's governmental laboratories.

Here are four questions and answers that can mean the difference between won business and lost business.