This could be the best summer for teen jobs since at least 2008. In the last several months, the teen unemployment rate dipped below 18 percent a big improvement, even if its still triple the rate for the general population.

There are great reasons to wait to have kids. Older parents are often wealthier, more mature, and further along in their careers. But becoming a parent late in life can also really complicate your finances.

Here are five things Ive learned since being named Benefits Selling's 2012 Broker of the Year.

Last quarter, something monumental happened in the Exchange Traded Fund retail market.