The BenefitsPRO LUMINARIES honorees are being recognized for the dynamic and inclusive ways they are driving the benefits and health care industries forward.

These individual health reimbursement arrangements provide more freedom and flexibility to employees while stabilizing costs for employers and allowing them to offer coverage to employees that otherwise wouldn't be feasible.

Inflation can no longer be ignored when it comes to retirement planning -- even high earners are putting off retirement because the traditional 4% plan to cover expenses no longer applies, says a new report.