So far at least, that promise is largely just that – a promise. Despite the fact that an appeals court threw out the American Hospital Association's lawsuit challenging the rule's requirements, most large hospitals across the country have ignored the new rule.

Some longtime voluntary benefits continue to top the list of employer offerings, while new ones are making gains.

Despite progress, workers with disabilities can still feel overlooked or undervalued by the companies they work for.

As this new era of caregiver-friendly business evolves, health care benefits will make or break it.