But 38% say they'll spend 2021 in 'survival mode,' focusing on the day-to-day to try to get themselves and their families through the next year.

Every year, businesses across all industries try to understand where the market is moving. This year is no exception – and perhaps requires this…

Looking back, "we saw health systems doing 20 years of innovation in 20 days," says one industry leader.

Many of the platform positions advocated by the Biden-Harris team do not directly affect employer-sponsored health plans but will have indirect implications.