Q&A with Freda Lee, senior vice president at AIG Retirement Services.

"It doesn't seem like you have any way to tell if this rule will help at all," Sen. Sherrod Brown said of Reg BI.

Insurance coverage disputes are fertile grounds for battles over what particular words or phrases should mean. I've seen both sides of the fence and how unexpected interpretations can have consequences. Here are a couple real-life examples, based on true stories.

From declining premiums to extensions and eligibility changes, these are the top ten reasons to keep an eye on ACA enrollment for 2021.