Robert Half Legal vice president Debra Montero provides strategies for managing this new team dynamic.

According to a new analysis from Moodys, "whatever the election's outcome, the most significant long-term challenge to the industry is policy and regulatory risk."

Still, some attorneys general said the settlement didn't go far enough in punishing the company's owners.

Q&A with Steve Vernon, research scholar at the Stanford Center on Longevity, president of Rest-of-Life Communications, and Fellow of the Society of Actuaries.