Will existing health care stakeholders lead the wave of disruption, or will outside entrants take over?

To save our industry, we must embrace the next generation of ideas in employee benefits.

Underfunded plans may still be vulnerable to participant lawsuits.

We cannot stand silent and allow this moment to simply be one more that passes. Nor is it enough to use our voices only until the initial outrage subsides. We must use this moment as a catalyst for change.