As U.S. families get poorer, one in 10 children rely on a safety net meant mostly for their grandparents.

Millennials dont trust the banks. And besides, a lower rate isn't always worth giving up flexibility.

Megamergers like that of Aetna-Humana and Anthem-Cigna are facing an uphill battle.

In this new era of health care consumerism, the voluntary benefits market serves to deliver more cost control to employers and valuable and desired protection for employees.