Discount rates are on a downward trend, and thats not only increasing pension liabilities but it's doing this.

PPACA enrollees are happy with the coverage theyre finding in health exchanges, but theyre also savvy enough to shop around online.

Employees arent the only ones whod like some help negotiating the maze of voluntary benefits two out of five employers who dont already have a financial advisor to guide them say theyd be happy to have professional help.

Brokers who can deliver innovative, yet proven technology solutions to their clients will be left standing as the ACA dust settles. Here are the top three technology must-haves for brokers today.