U.S. dental insurers may be warming up to the public health insurance exchanges managed by the U.S. Department of Health and Human Services.

If youre passionate about helping people navigate this ever-changing landscape because you know how important their benefits are, then get out there and show it. If youre not, begin a new career in 2015.

AB Global says it appears that many sponsors are also confused or misinformed about knowing that they are, in fact, fiduciaries.