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Speculation surrounding industry giant Aviva's potential departure from the U.S. annuity business has prompted competitors to prepare to fill the void.

Americans seem to have plenty of disposable income for giant flat-screen TVs and the latest smart phones, but most of them lack one of lifes true necessities: protection for their ability to earn an income.

Plans are in the works to expand LIMRAs institutional retirement plans area, with Alison Salka as director of retirement research.

Americans are increasingly aware of the importance of building a lifetime stream of income. Their awareness falls short when it comes to estimating how long they will live.

Twenty percent of life insurance shoppers went through their place of work, and 75 percent of workplace shoppers bought products, according to a recent LIMRA study.

New York Life said today that it was the largest seller of new life insurance in 2011, with 10.7 percent market share through the fourth quarter, according to LIMRA numbers. New York Lifes individual life insurance sales also increased in 2011, up 12 percent over 2010.

Voluntary benefits have been a growing trend for almost 15 years. One way employers have responded to the poor economy and rising health care costs is by shifting the costs of certain benefits to their employees.

Laura Vaughn set a production record and earned the honor in her first year as a financial adviser.