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If you can make astute lifestyle choices, control your spending, eliminate your debts and live on less, you may feel more in control of your future.

Since becoming eligible, only 5 percent of seniors have changed their Medicare plan. But a new survey from Allsup suggests that proportion could surge to as much as 16 percent next year, as more seniors are considering a switch.

Average annual premiums for 2009 are on the rise, but, bucking a long-standing trend, premiums for single coverage showed only a slight increase over 2008. According to the Kaiser Family Foundation's annual national survey, conducted jointly

Employer contributions in consumer-driven health plans have shifted recently, resulting in decreased contributions for workers with employee-only coverage and increased contributions for those with family coverage.

With the national unemployment rate at nearly 10 percent, workers are looking for a lifeline.

So just what is it about politicians and their utter inability to commit?

While those Beltway suits preach about evils of our industry and the ineptitude of the people we serve, I thought it might help if today, we let them know that we know better.

For two decades, the U.S. retirement plan industry rode the momentum of a huge 401(k) wave. Now, it feels as if the wave has come ...