Stacia Garr of RedThread Research said HR leaders are standing at a pivotal juncture; it’s like seeing a giant dust storm in the distance that is getting ready to collapse and fill the air.

Meanwhile, 63% expect inflation to worsen their financial situation and make everyday necessities less affordable, and 54% say debt is increasing their stress.

As enrollment season approaches, employers and benefits professionals have an opportunity to meet Gen Z where they are.

The question isn’t whether AI agents will join the workforce—it’s whether an organization is ready to manage them when they do.