Kristine Scheer is a transformational force in benefits, replacing the industry's 'status quo' with a fiduciary-first approach that balances sophisticated data transparency with a deeply human-centered mission.

"Health care has reclaimed its position as Americans' foremost domestic concern, returning to the top tier after several years when economic matters commanded more attention," according to Gallup.

86% of global businesses say AI has improved employee productivity, reinforcing the technology's growing impact on how work gets done.

Government economists predicted in 2010 that the plans would spend $1.6 trillion. The plans actually spent 11% less.