A nonprofit consumer advocate group is criticizing efforts by health agents and brokers to amend medical loss ratio regulation

Employees with both CIGNA disability and medical coverage who also suffer a short-term disability are more likely to return to work and spend less time on leave than those without the integrated program.

Health reimbursement arrangements and health savings accounts enrollment is growing, but the market penetration remains relatively small and the amount of time individuals have been in these plans is lower than time enrolled in traditional coverage.