How's this for a price tag? Economists at the Heritage Foundation say President Obama's play-or-pay provision that requires businesses to offer health insurance to their workers would cost employers at least $49 billion a year.

U.S. employers are taking a wait-and-see approach to their retirement programs. Of the more than 1,300 employers surveyed by Aon Consulting, more than 90 percent are not changing their retirement plans, either in terms of benefits or management.

Over the years, I've performed a rather rare service - a psychological analysis of marketing material. Doesn't it make sense? After all, your marketing is ...

From the beginning of time, all advisors have had one goal in mind: set up successful retirement plans for their clients