72% of these adults (11.5 million people) will have less than $65,000 in income and assets, which is the average amount needed to pay for private assisted living and medical care.

While divorced, widowed women are more likely to retire earlier than expected, never-married women don't know where to turn for financial advice.

For a financial wellness offering to be effective, it must help the youngest employee starting out who may only want digital tools to the more tenured worker who seeks complex counseling or financial planning.

The partnership will begin in 2023 and will focus on Medicare beneficiaries, then expand to include more products and services.