Although the $856 billion health care reform plan introduced Wednesday by Senate Finance Committee Chairman Max Baucus will not require employers to provide health coverage benefits, the plan will reinforce competition within small group markets.

On the heels of President Obama's remarks to a joint session of Congress about his plans to overhaul the health care system, the U.S. Census Bureau released the latest figures on the number of uninsured Americans.

Recent findings from Unum suggests most employees don't believe their employer-provided benefits would provide sufficient financial protection if they missed work because of illness or injury.