Between parties, travel plans and the dreaded trips to the mall, holidays are a naturally stressful time -- throw in a global economic crisis and productivity is bound to suffer. According to Purdue Retail Institute, the busiest time for online

Paul Talcott has joined Digital Insurance as vice president of the company's Western region. Talcott most recently worked at UnitedHealthCare.

John Rutland has been promoted to Executive Vice President, Employee Benefits of J. Rolfe Davis Insurance. He joined the company in 1990 as an independent insurance broker and FINRA registered agent.

So, what's your plan to stay in the game? Will you stay out on the field and try to play through the showers, ignoring that lightning on the horizon? Or have you already bolted for the dugout? It's funny. The natural reaction