Just 20% of those fully on site and 22% of hybrid workers report a higher productivity level.

The new plan counts more payments toward a forgiveness program that kicks in when borrowers have made either 20 or 25 years worth of payments – and the administration will begin notifying eligible borrowers Friday.

Through the new Caremark Cost Saver program, eligible CVS Caremark commercially insured members will have access to GoodRx's prescription pricing on generic medications starting January 1, 2024.

As some parts of the CAA come into clearer focus, other provisions will continue to be worked out in coming years.