FSAs are an innovative way to provide healthcare coverage for employees, but employers need to answer these questions to ensure IRS compliance.

By providing vision care and emphasizing its importance to employees, HR professionals and benefits providers can help employees save money on medical claim costs.

From more immediate financial help, like credit advice and childcare services, to personalized investment guidance from a professional, employers can now give employees what they want (and boost retention too).

The bill's sponsors estimate a modest diversification into "alts," including real estate and private equity, could boost 401(k) performance by 17% a year and cut losses in a recession.