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Since its inception in 2003, health savings accounts have grown at a phenomenal rate. Today, there are more than 10 million accounts nationwide, a figure that’s expected to increase significantly in the next few years.  Unfortunately, there are also a number of rules and regulations that, after nearly 8 years, most insurance agents are tired of explaining to their clients.

For instance, individuals enrolled in Medicare Part A, which is an automatic for people who are receiving Social Security benefits, are ineligible to contribute to an HSA. So are veterans who have used their VA benefits in the last 90 days.

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