The Center for Retirement Research finds that the later people plan to retire, the less likely they are to achieve their goal. (Photo: Shutterstock)

Workers may have gotten the message that they need to work longer in order to pay their way through retirement, but that doesn’t mean that the universe is cooperating.

Indeed, according to a brief from the Center for Retirement Research at Boston College, although 48 percent of workers in 2018 said they planned to work past age 65 (compared with just 16 percent in 1991), 37 percent still retire earlier than they’d planned.

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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