construction workers on skyscraper While many have specialized skills that may nottranslate easily to other occupations, others may have no choicebecause of injury or layoff but to leave their jobs—and thus maynot be able to keep working till they're financially ready toretire. (Photo: Shutterstock)

Workers in physically demanding jobs—physical workers—are at higher risk ofbeing unable to work until they are financially ready to retire.

That grim piece of news shouldn't come as a surprise and isamong the findings of a new study, The Unique Retirement Challenges ofWorkers in Physically Demanding Jobs, from the Transamerica Centerfor Retirement Studies.

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Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.