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construction workers on skyscraper While many have specialized skills that may not translate easily to other occupations, others may have no choice because of injury or layoff but to leave their jobs—and thus may not be able to keep working till they’re financially ready to retire. (Photo: Shutterstock)

Workers in physically demanding jobs—physical workers—are at higher risk of being unable to work until they are financially ready to retire.

Marlene Satter

Marlene Y. Satter has worked in and written about the financial industry for decades.

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