Rep. Katie Porter, D-Calif., at a May 21 hearing on balance billing. (Photo: House Ways and Means)  Rep. Katie Porter, D-Calif. stole the show with a personal account of the emergency appendectomy she had while she was campaigning. (Photo: House Ways and Means)

A House Ways and Means health subcommittee hearing held Tuesday highlighted a problem that could challenge any life, health or annuity groups trying to get legislation through Congress: Many House Democrats are hazy on how insurers see things.

The subcommittee organized the hearing to address the “balance billing,” or “surprise medical bill” issue: Cases of patients who end up with big medical bills because they used emergency care out of network, or who received ordinary care at in-patient hospitals and discovered later, to their horror, that some of the providers involved were out of network.

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Allison Bell

Allison Bell, a senior reporter at ThinkAdvisor and BenefitsPRO, previously was an associate editor at National Underwriter Life & Health. She has a bachelor's degree in economics from Washington University in St. Louis and a master's degree in journalism from the Medill School of Journalism at Northwestern University. She can be reached through X at @Think_Allison.