A crucial piece of the individual coverage HRA is eliminating the stress that comes with employees shopping for health insurance, sometimes for the first time.

The pandemic has fundamentally changed the way we work. It’s contributed to a rise of hard-to-insure remote workers and a growing need for recruitment tools for service and hospitality workers. It’s shined a light on the shortcomings of group health plans when employees lose their jobs (and coverage), and employers are left with little flexibility. It’s necessitated companies to work smarter and more efficiently and their benefits solutions are no exception. After all, they’re employing a whole new type of workforce. Paired with the ongoing challenges of insuring part-time and hourly employees, and annual group plan renewal hikes, the stage is set for ICHRA to continue to thrive.

Now in our third year of signing businesses up for the individual coverage HRA, we have some solid data to learn from and a lot of experience behind us as a first to market provider. Our recently published ICHRA10 report confirms what we’ve believed all along: the individual coverage HRA is expanding coverage and promoting choice; it’s stabilizing the ACA; and it’s attracting all kinds of businesses.

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