Credit: NicoElNino/Adobe Stock

Employees have many reasons for falling behind on their retirement savings. Recently, an increasing cost of living, student debt and low salaries are cited as the primary factors creating obstacles to retirement savings, according to plan sponsors surveyed by TIAA and C Space for the “TIAA Pulse Survey; Playing Catch-up” study.

Plan sponsors who responded to the survey also pointed to an increasingly prevalent attitude of kicking the retirement can down the road for some employees who are more focused on current expenses or things they want to spend their money on now, believing they can adequately catch up on retirement savings later.

Complete your profile to continue reading and get FREE access to, part of your ALM digital membership.

Your access to unlimited content isn’t changing.
Once you are an ALM digital member, you’ll receive:

  • Critical information including cutting edge post-reform success strategies, access to educational webcasts and videos, resources from industry leaders, and informative Newsletters.
  • Exclusive discounts on ALM, BenefitsPRO magazine and events.
  • Access to other award-winning ALM websites including and

Already have an account?


© 2023 ALM Global, LLC, All Rights Reserved. Request academic re-use from All other uses, submit a request to [email protected]. For more information visit Asset & Logo Licensing.



Join BenefitsPRO

Don’t miss crucial news and insights you need to navigate the shifting employee benefits industry. Join now!

  • Unlimited access to - your roadmap to thriving in a disrupted environment
  • Access to other award-winning ALM websites including and
  • Exclusive discounts on and ALM events.

Already have an account? Sign In Now
Join BenefitsPRO

Copyright © 2023 ALM Global, LLC. All Rights Reserved.