For more than a generation, financial service providers were taught to view risk in a way that can be detrimental to the best interests of retirement savers.
Its time we recognize and accept that, when it comes to overseeing their employees retirement plans, plan sponsors simply dont have the comparative advantage.
Theres just enough uncertainty about the precise nature of the fiduciary rule, in its current form, to place a high level of risk in attempting to take legal action.
DebugScreen: mobile
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"author": {
"name": "Chris Carosa",
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"social": [],
"articles": [
{
"uri": "/2017/08/16/a-penny-saved-earlier-earns-earlier-carosa/",
"title": "A penny saved earlier earns earlier: Carosa",
"byline": "Chris Carosa",
"kicker": "",
"prettyDate": "August 16, 2017",
"timeToRead": "4 minute",
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},
"authors": [
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"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
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],
"kickerNode": [],
"summary": "How Ben Franklin took a good idea of compound interest and made it a great idea, resulting in the Franklin Trusts.",
"body": null
},
{
"uri": "/2017/08/09/something-rarely-considered-retirement-account-tax/",
"title": "Something rarely considered -- retirement account tax diversification: Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "August 09, 2017",
"timeToRead": "6 minute",
"image": {
"uri": "",
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},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
}
],
"kickerNode": [],
"summary": "This 'asset allocation' may have a more immediate impact on retirees than any other.",
"body": null
},
{
"uri": "/2017/08/02/a-better-way-to-track-retirement-readiness/",
"title": "A better way to track retirement readiness",
"byline": "Chris Carosa",
"kicker": "",
"prettyDate": "August 02, 2017",
"timeToRead": "4 minute",
"image": {
"uri": "",
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},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
}
],
"kickerNode": [],
"summary": "Frame retirement saving progress in small chewable bites, not the mouthful of digits we continually scare retirement savers with.",
"body": null
},
{
"uri": "/2017/07/26/grizzlies-goals-gravestones-one-common-investor-mi/",
"title": "Grizzlies, goals & gravestones -- One common investor mistake: Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "July 26, 2017",
"timeToRead": "5 minute",
"image": {
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},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
}
],
"kickerNode": [],
"summary": "No one wants his epitaph to read: 'Heres Lies John Doe He Beat the S&P 500.'",
"body": null
},
{
"uri": "/2017/07/19/dont-believe-this-is-how-plan-sponsors-think-caros/",
"title": "Don’t believe this is how plan sponsors think? -- Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "July 19, 2017",
"timeToRead": "6 minute",
"image": {
"uri": "",
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"height": ""
},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
}
],
"kickerNode": [],
"summary": "Five tips for 401(k) retirement plan design from Dale Neibert.",
"body": null
},
{
"uri": "/2017/07/12/with-risk-are-you-more-like-an-insurance-company-o/",
"title": "With risk, are you more like an insurance company or a riverboat gambler: Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "July 12, 2017",
"timeToRead": "3 minute",
"image": {
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"height": ""
},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
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],
"kickerNode": [],
"summary": "For more than a generation, financial service providers were taught to view risk in a way that can be detrimental to the best interests of retirement savers.",
"body": null
},
{
"uri": "/2017/07/05/fiduciary-need-greater-in-retirement-phase-of-life/",
"title": "Fiduciary need greater in retirement phase of life: Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "July 05, 2017",
"timeToRead": "5 minute",
"image": {
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},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
}
],
"kickerNode": [],
"summary": "'Over the hill' might conjure images of comfortably gliding down an even slope, but retirement's reality demands you cant 'set it and forget it.'",
"body": null
},
{
"uri": "/2017/06/28/the-401k-mep-solves-plan-sponsors-biggest-challeng/",
"title": "The 401(k) MEP solves plan sponsors' biggest challenge: Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "June 28, 2017",
"timeToRead": "4 minute",
"image": {
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},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
}
],
"kickerNode": [],
"summary": "Its time we recognize and accept that, when it comes to overseeing their employees retirement plans, plan sponsors simply dont have the comparative advantage.",
"body": null
},
{
"uri": "/2017/06/21/plan-sponsors-beware-erisa-does-not-permit-complac/",
"title": "Plan sponsors beware -- 'ERISA does not permit complacency': Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "June 21, 2017",
"timeToRead": "4 minute",
"image": {
"uri": "",
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},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
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],
"kickerNode": [],
"summary": "Dont let the DOL or class-action attorneys harass you -- but don't get complacent about your role as fiduciary either.",
"body": null
},
{
"uri": "/2017/06/14/dont-fall-for-the-hype-but-dont-ignore-the-dols-ru/",
"title": "Don’t fall for the hype, but don’t ignore the DOL's rule either: Carosa",
"byline": " Chris Carosa ",
"kicker": "",
"prettyDate": "June 14, 2017",
"timeToRead": "5 minute",
"image": {
"uri": "",
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},
"authors": [
{
"webUrl": "/author/profile/chris-carosa/",
"name": "Chris Carosa"
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],
"kickerNode": [],
"summary": "Theres just enough uncertainty about the precise nature of the fiduciary rule, in its current form, to place a high level of risk in attempting to take legal action.",
"body": null
}
]
}
}
