{
  "author": {
    "name": "Dan Cole",
    "webUrl": "/author/profile/dan-cole/",
    "description": "",
    "imageLarge": "https://secure.gravatar.com/avatar/f16d6fc2845f417ea0e93a3f2b6cd37d?s=136&d=mm&r=g",
    "estimate": 70,
    "social": [],
    "articles": [
      {
        "uri": "/2012/01/17/the-great-defined-benefit-debate/",
        "title": "The great defined benefit debate",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "January 17, 2012",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "Is your cash really better off in a DB plan? We looked at all 2010 form 5500 filings made up to this date for small plans (where the majority of us have our money).",
        "body": null
      },
      {
        "uri": "/2012/01/12/small-401k-participation-woes/",
        "title": "Small 401(k) participation woes",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "January 12, 2012",
        "timeToRead": "1 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "Twenty-four percent of participants in small 401(k) plans have balances of zero.",
        "body": null
      },
      {
        "uri": "/2012/01/04/top-10-paying-health-carriers/",
        "title": "Top 10 paying health carriers",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "January 04, 2012",
        "timeToRead": "1 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "It seems like every New Years resolution boils down to needing more money, so maybe I should just resolve to make more. If youre a health insurance broker, you can try making more by throwing your lot in with one of the top paying health carriers.",
        "body": null
      },
      {
        "uri": "/2011/12/20/ghosts-of-401ks-past/",
        "title": "Ghosts of 401(k)s past",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "December 20, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "In 2009, more than 7,500 401(k) plans were terminated in the large plan market, forever doomed to carry cash boxes and locks tied to chains around their ghastly visages for eternity.",
        "body": null
      },
      {
        "uri": "/2011/12/14/small-business-generosity/",
        "title": "Small business generosity",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "December 14, 2011",
        "timeToRead": "1 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "Small businesses seem to be the ones most willing to give back to the community and their employees, and by not supporting them were not really paying forward that generosity. Just look at 401(k) contributions.",
        "body": null
      },
      {
        "uri": "/2011/12/06/401ks-opt-out-of-uncle-sam/",
        "title": "401(k)s opt out of Uncle Sam",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "December 06, 2011",
        "timeToRead": "1 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "401(k) plans have plenty of investment vehicles in which to allocate their funds: equities, trusts, government securities. Its interesting to see how the money flows around between these different options.",
        "body": null
      },
      {
        "uri": "/2011/11/29/401k-adoption-by-industry-small-version/",
        "title": "401(k) adoption by industry (small version)",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "November 29, 2011",
        "timeToRead": "1 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "Last week we looked at the variance in the adoption of 401(k) plans by industry. Keep in mind that this study only looked at the large plan market. I wanted to see if the pattern holds true when we look at smaller plans (2-99 participants):",
        "body": null
      },
      {
        "uri": "/2011/11/22/some-industries-lag-in-401k-adoption/",
        "title": "Some industries lag in 401(k) adoption",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "November 22, 2011",
        "timeToRead": "1 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "According to a survey conducted by the FreeERISA data team, some industries lag in their adoption of the 401(k) plan as their primary retirement benefit.",
        "body": null
      },
      {
        "uri": "/2011/11/15/the-worlds-most-obscure-insurance/",
        "title": "The world's most obscure insurance",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "November 15, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "Any time youre dealing with millions of data points, youre bound to find some outliers. The Warren Buffets of household income, the Yao Mings of adult height, the Beatles. Its where we find the exceptional, the interesting, and the weird.",
        "body": null
      },
      {
        "uri": "/2011/11/08/clean-your-desktop/",
        "title": "Clean your desktop",
        "byline": "Dan Cole",
        "kicker": "",
        "prettyDate": "November 08, 2011",
        "timeToRead": "2 minute",
        "image": {
          "uri": "",
          "width": "",
          "height": ""
        },
        "authors": [
          {
            "webUrl": "/author/profile/dan-cole/",
            "name": "Dan Cole"
          }
        ],
        "kickerNode": [],
        "summary": "If we \"cleaned\" our data the way that our HR department wants us to clean our computers (i.e. not at all), everyone would be searching for 402(k) plans in Manitoba that were filed in 1909.",
        "body": null
      }
    ]
  }
}