This week I took a look at whether premiums can be used to predict claims. Unfortunately, claims paid are only required to be reported on health policies that use experience related contracts, which represent a very small minority (around 7 percent) of health plans filed.

Id like to take back what I said last week about how a little personal responsibility can get you in shape and save your company money.

According to FreeERISA data, in 2009 the average health care premium paid per participant in the 100+ market was $5,556. In 2010, that number rose more than 5 percent to $5,844. That is an unsustainable rate, and its time we took matters into our own hands.

Human resource managers call us up a lot at FreeERISA. One of the more common things we hear is, Our last HR manager just won the lottery and moved to Mexico. Im trying to sort through all of the old paperwork, and I cant figure out if we filed our...

Getting a potential client to switch their broker is a lot like trying to get them to skydive: theyve been meaning to do it for years, theyll feel much better for having done it; they just need a little push.

Heres an unvarnished look that pits the two retirement heavyweights against one another.

What has been up for debate is how serious of a long-term effect AK-47 bullet-like impacts have on the players, and how much the NFL actually does to protect them, with the NFL usually getting a bad rap on safety (titanium helmets are expensive). One point of insight is how...

Using the 5500 data thats on FreeERISA, I can really hone in on the plans that are not only going to be easy sells, but that have the potential to put the most cash in my pocket.